Compounding calculator

Compounding means each period's return is earned on the previous total, including earlier gains. Final value = start × (1 + r)ⁿ plus any regular additions grown the same way. ₹1,00,000 at 2% per month for 12 months grows to about ₹1,26,824. This is arithmetic, not a forecast.

Final value: 1,26,824.18
Total put in: 1,00,000
Gain: 26,824.18

How it is calculated

Each period: value = value × (1 + r) + addition
Without additions: final = start × (1 + r)ⁿ

Worked example

1,00,000 × 1.02¹² = 1,26,824. Adding 5,000 every month as well ends near 1,93,885.

Educational maths only. Not investment advice.

Questions

Can I expect a steady monthly return from trading?

No. Trading returns are uneven and can be negative. Use this to understand the arithmetic of growth, not to plan income.

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Compounding calculator